These cities have become baby boomer strongholds, where younger buyers struggle to compete in a market they no longer control.
Boomers aren’t just staying put—they’re dominating the housing market in certain cities across the U.S. While younger buyers scramble for affordable homes, boomers are sitting comfortably in neighborhoods they’ve loved for decades. High ownership rates, rising property values, and a firm grip on real estate mean these cities are practically tailor-made for the 55+ crowd.
If you’ve ever wondered where boomers have planted their flags and refused to budge, these 15 cities top the list of their absolute favorites.
1. Tucson, Arizona is a boomer favorite for sunshine and affordability.
With its year-round warm weather and relatively low cost of living, Tucson has become a boomer hotspot. Retirees love the mix of active lifestyle options, from golf courses to hiking trails in the stunning Sonoran Desert. Property values remain reasonable compared to other Arizona cities, making homeownership accessible for those on a fixed income. Add in excellent healthcare facilities and a strong sense of community, and it’s no wonder so many boomers are staying put.
2. Pittsburgh, Pennsylvania keeps boomers with its affordability and charm.
Pittsburgh offers the best of both worlds—big-city amenities with small-town friendliness. Many boomers who built their careers in this former steel town are choosing to stay, thanks to affordable housing and a strong healthcare system. The city’s revitalized neighborhoods, cultural scene, and sports enthusiasm make it a great place to settle down. Plus, with its low cost of living compared to other metro areas, Pittsburgh allows boomers to stretch their retirement savings further.
3. Rochester, New York defies retirement trends with affordability.
Boomers in Rochester aren’t fleeing to warmer climates—they’re staying put, thanks to a cost of living that beats most other East Coast cities. Even with harsh winters, many retirees love the stability and sense of community. The city offers excellent healthcare, scenic Finger Lakes nearby, and a thriving arts scene. For those who don’t mind bundling up in the winter, Rochester provides a comfortable and budget-friendly place to enjoy their golden years.
4. Tampa-St. Petersburg-Clearwater, Florida is booming with boomer homeowners.
Florida has long been a retiree haven, and the Tampa Bay area is no exception. With zero state income tax, booming 55+ communities, and endless waterfront views, boomers are snapping up homes here. The combination of affordability and amenities—beachfront living, world-class healthcare, and entertainment—makes it a no-brainer for those looking to enjoy retirement in style. Many boomers bought in years ago and are holding onto their homes as property values continue to climb.
5. Buffalo, New York attracts boomers with budget-friendly housing.
Buffalo’s median home price of $235,000 is a major draw for retirees looking to live comfortably without breaking the bank. Many boomers who grew up in the area have chosen to stay, thanks to its strong community ties and manageable cost of living. While winters can be brutal, the city’s lower housing costs and revitalized neighborhoods keep older homeowners rooted. It’s proof that you don’t need palm trees to enjoy a satisfying retirement.
6. Los Angeles-Long Beach-Anaheim, California keeps boomers despite high costs.
It may be one of the most expensive housing markets in the country, but longtime homeowners in Los Angeles and Orange County aren’t budging. Many boomers bought their homes decades ago when prices were reasonable, and now they’re sitting on valuable real estate. With California’s property tax protections, fantastic weather, and endless entertainment options, it’s easy to see why so many choose to stay—even if homeownership is now out of reach for younger buyers.
7. Miami-Fort Lauderdale-Pompano Beach, Florida remains a boomer paradise.
Boomers have been flocking to South Florida for decades, and the trend isn’t slowing down. With its vibrant cultural scene, stunning beaches, and tax-friendly environment, Miami and its surrounding cities offer everything retirees want. Sure, there’s the occasional hurricane scare, but that hasn’t stopped boomers from holding onto their homes. Whether they’re living in high-rise condos or waterfront bungalows, older homeowners dominate the real estate market in this sun-soaked region.
8. New Orleans-Metairie, Louisiana keeps boomers with its unique charm.
New Orleans isn’t just for tourists—it’s a city where many boomers have planted roots and never left. The combination of rich history, unbeatable food, and affordable housing makes it a dream destination for retirees. While some worry about climate risks, the lower cost of living compared to other major cities keeps long-time homeowners in place. Plus, with its lively music scene and tight-knit neighborhoods, New Orleans offers a retirement lifestyle like no other.
9. Cleveland, Ohio gives boomers an affordable and fun retirement.
Cleveland may not be the first place that comes to mind for retirement, but boomers here know better. The cost of living is low, the healthcare is top-notch, and there’s plenty to do—from the Rock & Roll Hall of Fame to lakefront living. Many longtime residents have chosen to stay, and with home prices still relatively affordable, their investment continues to pay off. It’s proof that you don’t have to move south to enjoy retirement.
10. Providence-Warwick, Rhode Island-New England keeps boomers hooked.
New England charm, waterfront views, and a strong sense of history make Providence and Warwick appealing to boomers who love the Northeast. While home prices have risen (median price around $503,500), many older homeowners bought in years ago and are staying put. The proximity to Boston and Cape Cod, plus top-rated healthcare, makes this region a retirement favorite. Even the cold winters aren’t enough to push boomers out of this scenic coastal area.
11. New York-Newark-Jersey City Metro holds onto its boomer homeowners.
New York may be an expensive place to live, but that hasn’t stopped boomers from holding onto their homes. Many bought their properties decades ago when prices were lower, and now they’re reaping the benefits. With world-class healthcare, endless entertainment, and a fast-paced lifestyle that keeps retirees active, this metro area remains a top choice. Despite high taxes and living costs, the perks of city life are too good for many boomers to give up.
12. Memphis, Tennessee is full of aging-in-place boomers.
Memphis has quietly become a boomer stronghold, with over 20% of residents aged 60+. Many are choosing to age in place, thanks to affordable housing, great barbecue, and a deep musical heritage. Unlike pricier metro areas, Memphis allows retirees to own a home without draining their savings. Whether they’re longtime locals or transplants drawn by the city’s lower costs, boomers are keeping their hold on the housing market here.
13. Jacksonville, Florida is Florida’s best-kept boomer secret.
While Miami and Tampa get all the attention, Jacksonville has been steadily growing as a boomer-friendly city. Lower housing costs (median home price around $310K), fewer crowds, and access to both beaches and city life make it an attractive alternative. Many boomers who wanted the perks of Florida without the sky-high prices have settled here. With tax-friendly policies and plenty of outdoor recreation, Jacksonville is a quiet but booming retiree destination.
14. Sacramento, California is a boomer battleground.
Sacramento offers the best of California without the sticker shock of coastal cities. Many boomers are split between homeownership and renting, with long-time residents holding onto properties while newcomers face rising costs. The capital city provides access to great healthcare, a vibrant downtown, and nearby wine country. With more retirees choosing to stay instead of selling, Sacramento has quietly become a boomer haven—just without the beach.
15. Boston, Massachusetts keeps boomers despite the cold.
Boston’s winters may be brutal, but that hasn’t stopped boomers from staying. The city’s strong economy, world-class hospitals, and rich history make it an ideal place for retirees who want an active lifestyle. Housing costs are high, but many boomers bought their homes decades ago and aren’t letting go. With its mix of urban excitement and nearby scenic retreats, Boston remains a top pick for older homeowners who don’t mind bundling up in the winter.